Subdivision 1.

Requirement.

A high deductible health plan must, when used in
connection with a medical savings account or health savings accountdeleted text begin ,deleted text end new text begin :
new text end

new text begin (1)new text end provide the enrollee access to any discounted provider fees for services covered
by the high deductible health plan, regardless of whether the enrollee has satisfied the
deductible for the high deductible health plannew text begin ; and
new text end

new text begin (2) cover preventive care without a deductible, co-payment, or other patient
cost-sharing to the extent permitted for high deductible health plans under federal lawnew text end .

Subd. 2.

Definitions.

For purposes of this section, the following terms have the
meanings given:

(1) "high deductible health plan" has the meaning given under the Internal Revenue
Code of 1986, section 220(c)(2), with respect to a medical savings account; and the
meaning given under Internal Revenue Code of 1986, section 223(c)(2), with respect to a
health savings account;

(2) "medical savings account" has the meaning given under the Internal Revenue
Code of 1986, section 220(d)(1);

(3) "discounted provider fees" means fees contained in a provider agreement entered
into by the issuer of the high deductible health plan, or an affiliate of the issuer, for use
in connection with the high deductible health plan; deleted text begin and
deleted text end

(4) "health savings account" has the meaning given under the Internal Revenue
Code of 1986, section 223(d)new text begin ; and
new text end

new text begin (5) "preventive care" has the meaning given under Internal Revenue code, section
223(c)(2)(C), and federal regulations adopted related to that provisionnew text end .