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2007 Minnesota Statutes Index (topics)

SAVINGS ASSOCIATIONS

See also SAVINGS BANKS

Access to data

Conditions of access, Minn. Statutes 2007 13A.02

Data classification, Minn. Statutes 2007 13A.02

Definitions, Minn. Statutes 2007 13A.01

Delayed notice, order, Minn. Statutes 2007 13A.03

Exceptions from law, Minn. Statutes 2007 13A.04

Financial institutions, duties, Minn. Statutes 2007 13A.02

Generally, Minn. Statutes 2007 51A.11

Government assistance programs, Minn. Statutes 2007 13A.04

Notice to customer, contents, Minn. Statutes 2007 13A.02 to 2007 13A.04

Search warrants, Minn. Statutes 2007 13A.02

Subpoenas, Minn. Statutes 2007 13A.02, 2007 13A.04

Transfer of records, Minn. Statutes 2007 13A.02

Use of information, Minn. Statutes 2007 13A.02, 2007 13A.04

Access to records, Minn. Statutes 2007 51A.11

Accounting and bookkeeping, closing books, frequency, Minn. Statutes 2007 51A.19

Accounts, see BANK ACCOUNTS

Acknowledgment of instruments, validation, Minn. Statutes 2007 51A.52

Acquisitions, interstate acquisitions, Minn. Statutes 2007 50.245

Advertising

Name, use of, Minn. Statutes 2007 51A.05

Restrictions, Minn. Statutes 2007 47.09

Savings or investment media, typed permitted, Minn. Statutes 2007 51A.22

Agents, savings associations acting as, Minn. Statutes 2007 51A.21

Agriculture best management practices loans, Minn. Statutes 2007 17.117

Appeals

Conversions, Minn. Statutes 2007 51A.065

Receivers and receivership, Minn. Statutes 2007 51A.46

Appraisals

Commerce commissioner, authorized to order, Minn. Statutes 2007 51A.44

Real estate, Minn. Statutes 2007 51A.19, 2007 51A.38

Articles of incorporation

Filing with commerce commissioner, Minn. Statutes 2007 47.08

Assets

Inventory, liquidation, Minn. Statutes 2007 49.24

Limitations, investments, Minn. Statutes 2007 51A.35

Liquid assets, reserves, amount required, Minn. Statutes 2007 51A.361

Overvalued, procedures, Minn. Statutes 2007 51A.19

Security, Federal Deposit Insurance Corporation loans, Minn. Statutes 2007 49.05

Assignments, insolvency, assignments prohibited, Minn. Statutes 2007 49.013

Attachments, possession by Commerce Department, Minn. Statutes 2007 49.04

Audits and examinations

Access to records, Minn. Statutes 2007 51A.11

Annual report, Minn. Statutes 2007 51A.44

Commerce Department, general powers, Minn. Statutes 2007 46.04, 2007 51A.42

Extra examinations, Minn. Statutes 2007 51A.44

Fees, Minn. Statutes 2007 46.131, 2007 51A.51

Frequency, Minn. Statutes 2007 46.04

Requirements, generally, Minn. Statutes 2007 46.04

Automated teller machines, Minn. Statutes 2007 51A.05, 2007 51A.21

Background checks, acquisitions, Minn. Statutes 2007 46.047, 2007 46.048

Beneficiaries, accounts, rights, Minn. Statutes 2007 51A.28

Board of directors, see Directors under this topic

Bonds (officers and fiduciaries), see Surety bonds under this topic

Bonds purchased, valuation, Minn. Statutes 2007 51A.19

Borrowing money, powers, Minn. Statutes 2007 51A.21

Branch offices

Approval for, Minn. Statutes 2007 51A.05

Location change, Minn. Statutes 2007 51A.05

Reciprocating states, Minn. Statutes 2007 51A.58

Business property, owning, Minn. Statutes 2007 51A.21

Bylaws

Adopting, Minn. Statutes 2007 51A.21

Filing requirements, Minn. Statutes 2007 47.15

Mutual associations, Minn. Statutes 2007 51A.03

Capital certificates, selling, Minn. Statutes 2007 51A.21

Capital stock associations

Directors, Minn. Statutes 2007 51A.131

Incorporation, Minn. Statutes 2007 51A.03

Organization, Minn. Statutes 2007 51A.041

Transfer agents, Minn. Statutes 2007 51A.19

Certificate of approval

Generally, Minn. Statutes 2007 51A.03

Insurance requirements, Minn. Statutes 2007 51A.23

Certificate of authority

Commerce commissioner, duties, Minn. Statutes 2007 47.16

Forfeiture, liquidation, Minn. Statutes 2007 49.04

Certificate of conversion

Commerce commissioner, issuing, Minn. Statutes 2007 51A.065

Certificate of dissolution, procedures, generally, Minn. Statutes 2007 51A.08

Certificates of incorporation

Applications for, Minn. Statutes 2007 51A.03

Approval by Commerce Department, Minn. Statutes 2007 51A.03

Issuance, capital stock associations, Minn. Statutes 2007 51A.041

Notice of intent to organize, Minn. Statutes 2007 47.14

Statements accompanying, Minn. Statutes 2007 47.14

Charges and rates, adjustment, implicit price deflator

Use in calculating, Minn. Statutes 2007 47.59

Checks, see CHECKS

Children

Accounts in name of, Minn. Statutes 2007 51A.23, 2007 51A.251, 2007 51A.261

Parents, rights, Minn. Statutes 2007 51A.251

Savings plans in schools, Minn. Statutes 2007 51A.24

Closing

Days designated by president or governor, Minn. Statutes 2007 47.0153

Emergencies, Minn. Statutes 2007 47.0151 to 2007 47.0155

Permanent, notice, Minn. Statutes 2007 47.0156

Specific days, Minn. Statutes 2007 47.015

Temporary, legal effect, Minn. Statutes 2007 47.0155

Collection agencies, exclusion, Minn. Statutes 2007 332.32

Collection agents, surety bonds, Minn. Statutes 2007 51A.14

Commerce Department, rulemaking authority, Minn. Statutes 2007 46.01

Confidential or privileged information, books and records, Minn. Statutes 2007 51A.11

Conflict of laws, credit extension maximum rates, Minn. Statutes 2007 47.59

Conflicts of interest, lease agreements, Minn. Statutes 2007 47.10

Conservators of persons, see Guardians and conservators under this topic

Conservators of savings associations

Accounts, powers, rights, Minn. Statutes 2007 51A.28, 2007 51A.29

Conditions for appointment, Minn. Statutes 2007 51A.47

Generally, Minn. Statutes 2007 51A.45

Consolidations

Fees, Minn. Statutes 2007 51A.51

Procedures, Minn. Statutes 2007 51A.07

Consumer loans, see Loans by under this topic

Contested cases

Consolidating, commissioners actions, Minn. Statutes 2007 51A.07

Conversions, appealing, Minn. Statutes 2007 51A.065

Mergers, commissioners actions, Minn. Statutes 2007 51A.07

Removal, directors, trustees, officers, Minn. Statutes 2007 46.26, 2007 46.30

Reorganization, commissioners actions, Minn. Statutes 2007 51A.07

Reserves, amount, enforcing, Minn. Statutes 2007 51A.361

Violations of law, generally, Minn. Statutes 2007 46.24, 2007 46.26, 2007 46.30

Contracts and agreements

Local public funds, investment, Minn. Statutes 2007 118A.05, 2007 118A.07

School savings plans, Minn. Statutes 2007 51A.24

Service charges on deposit accounts, Minn. Statutes 2007 51A.21

Services, with other financial institutions, Minn. Statutes 2007 47.78

Control by Commerce Department, generally, Minn. Statutes 2007 51A.42

Controlling individuals

Human services licensing, exclusion, Minn. Statutes 2007 245A.02

Conversions

Capital stock to mutual, Minn. Statutes 2007 51A.065

Definitions, Minn. Statutes 2007 47.27

From savings banks, procedures, Minn. Statutes 2007 47.28

Mutual to capital stock, Minn. Statutes 2007 51A.065

Permitted, generally, Minn. Statutes 2007 51A.06

Plan for conversion, Minn. Statutes 2007 51A.065

To savings banks, procedures, Minn. Statutes 2007 47.30

Types of conversions, Minn. Statutes 2007 51A.065

Corporations

Business corporation law, application, Minn. Statutes 2007 47.13

Certificates of incorporation

Amendments, Minn. Statutes 2007 47.171

Contents, Minn. Statutes 2007 47.12

Filing, Minn. Statutes 2007 47.16

Restatement, Minn. Statutes 2007 47.172

Corporate powers, Minn. Statutes 2007 47.12

Formation, procedure, Minn. Statutes 2007 47.12

Credit insurance, sales on commissions, Minn. Statutes 2007 47.016

Credit sale contracts

Generally, Minn. Statutes 2007 47.59

Purchase by savings association, terms, Minn. Statutes 2007 51A.386

Credit services organizations, exclusion, Minn. Statutes 2007 332.52

Credit, see CREDIT

Custodians, savings associations acting as

Medical savings accounts, Minn. Statutes 2007 47.75

Data, records, classification, Minn. Statutes 2007 13A.02

Debt management services providers, exclusion, Minn. Statutes 2007 332A.02

Debt prorating companies, exclusion, Minn. Statutes 2007 332.13

Declaratory judgment, right to use, Minn. Statutes 2007 51A.48

Definitions

Agricultural Development Act, Minn. Statutes 2007 41C.02

Agricultural resource loan guaranty program, Minn. Statutes 2007 41A.02

Banking law, Minn. Statutes 2007 46.23

Commercial Code, Minn. Statutes 2007 336.1-201, 2007 336.9-102

Deposit and investment of local public funds, Minn. Statutes 2007 118A.01

Electronic Authentication Act, Minn. Statutes 2007 325K.01

Ethics in government, Minn. Statutes 2007 10A.01

Financial institution law, Minn. Statutes 2007 47.01

Interstate acquisitions, Minn. Statutes 2007 50.245

Multiparty accounts, Minn. Statutes 2007 524.6-201

Public pension fiduciary responsibility, Minn. Statutes 2007 356A.01

Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2007 58.02

Rural Finance Authority Act, Minn. Statutes 2007 41B.02

Savings association law, Minn. Statutes 2007 51A.02, 2007 51A.37

Transfers to minors, Minn. Statutes 2007 527.21

Unclaimed property, disposition, Minn. Statutes 2007 345.31

Depositories

Designating, Minn. Statutes 2007 51A.16, 2007 471.88, 2007 471.881

Public funds, see under DEPOSITORIES

Savings associations defined as, Minn. Statutes 2007 10A.01

Deposits in

Attorney's summary executions, Minn. Statutes 2007 551.05

Creditors' claims, Minn. Statutes 2007 550.143, 2007 550.37

Direct deposits, procedures, Minn. Statutes 2007 51A.21

Insolvent financial institutions, money collected, Minn. Statutes 2007 49.24

Levy on, Minn. Statutes 2007 550.135, 2007 550.143

Minor's rights, Minn. Statutes 2007 51A.23, 2007 51A.251, 2007 51A.261

Negotiable time deposits, offering, Minn. Statutes 2007 51A.23

Real estate trust funds, Minn. Statutes 2007 51A.23

Supplemental nursing services agencies, Minn. Statutes 2007 144A.72

Time deposits, automatic renewal, notice requirements, Minn. Statutes 2007 47.096

Trust funds, trustees, enumerated powers, Minn. Statutes 2007 501B.81

Unclaimed property, see ABANDONED AND UNCLAIMED PROPERTY

Development corporations, duties regarding

Nonshareholders, Minn. Statutes 2007 301.77, 2007 301.78

Developmentally disabled persons, accounts, rights, Minn. Statutes 2007 51A.29

Directors

Appointment by commissioner, temporary, Minn. Statutes 2007 46.29

Capital stock associations, Minn. Statutes 2007 51A.131

Classes, dividing into, mutual associations, Minn. Statutes 2007 51A.13

Compensations, Minn. Statutes 2007 51A.15

Conflicts of interest, Minn. Statutes 2007 51A.15

Consolidations, approval, Minn. Statutes 2007 51A.07

Conversions, Minn. Statutes 2007 51A.065

Depositories, authorizing, Minn. Statutes 2007 51A.16

Disclosures, Minn. Statutes 2007 51A.15

Dividends, declaring, Minn. Statutes 2007 51A.20

Earnings rate, determining, mutual associations, Minn. Statutes 2007 51A.32

Electing, mutual associations, Minn. Statutes 2007 51A.13

Fiduciary duties, Minn. Statutes 2007 51A.15

Fines, violations of law, Minn. Statutes 2007 46.32

Indemnity, Minn. Statutes 2007 51A.17, 2007 51A.21

Insolvency, duty to report, Minn. Statutes 2007 49.013

Meetings, Minn. Statutes 2007 51A.42, 2007 51A.44

Mergers, approval, Minn. Statutes 2007 51A.07

Nomination procedure, Minn. Statutes 2007 51A.03

Number of directors, mutual associations, Minn. Statutes 2007 51A.13

Organizational meeting actions, capital stock associations, Minn. Statutes 2007 51A.041

Proceedings, record keeping, Minn. Statutes 2007 51A.19

Qualifications, Minn. Statutes 2007 51A.041, 2007 51A.13, 2007 51A.131

Quorum, lack caused by removal, Minn. Statutes 2007 46.29

Removal, Minn. Statutes 2007 46.26, 2007 51A.03, 2007 51A.45

Reorganizations, approval, Minn. Statutes 2007 51A.07

Reserve and surplus accounts, transfers, Minn. Statutes 2007 51A.20

Residency, mutual associations, Minn. Statutes 2007 51A.13

Resignation, Minn. Statutes 2007 51A.03

Savings accounts, redeeming, Minn. Statutes 2007 51A.34

Service of process on, Minn. Statutes 2007 46.33

Surety bonds, Minn. Statutes 2007 51A.14

Trustees for liquidation, acting as, Minn. Statutes 2007 51A.08

Vacancies, mutual associations, Minn. Statutes 2007 51A.13

Violations of orders, Minn. Statutes 2007 46.32

Withdrawal applications, paying, Minn. Statutes 2007 51A.33

Disclosure

Dishonored checks, account information, Minn. Statutes 2007 609.535

Finance charges, consumer loans and credit sales contracts, Minn. Statutes 2007 47.59

Dissolution, see Liquidation under this topic

Dividends, Minn. Statutes 2007 51A.20, 2007 51A.21

Drafts, issuing, powers, Minn. Statutes 2007 51A.21

Earnings, Minn. Statutes 2007 51A.22, 2007 51A.32

Electronic funds transfers, Minn. Statutes 2007 47.61 to 2007 47.74

Eligible agricultural lenders

Savings associations defined as, Minn. Statutes 2007 41B.02

Emergencies, closing during, Minn. Statutes 2007 47.0151 to 2007 47.0155

Employees

Acknowledgments, ability to take, Minn. Statutes 2007 51A.52

Compensation and salaries, Minn. Statutes 2007 51A.21

Disclosures, Minn. Statutes 2007 51A.15

Indemnity, Minn. Statutes 2007 51A.17, 2007 51A.21

Insurance, Minn. Statutes 2007 51A.21

Removal by conservator, Minn. Statutes 2007 51A.45

Surety bonds, Minn. Statutes 2007 51A.14

Violations and penalties, generally, Minn. Statutes 2007 47.26

Escrows, holders of, Minn. Statutes 2007 51A.21, 2007 51A.38

Evidence, records, copies or reproductions, Minn. Statutes 2007 51A.19

Evidences of indebtedness, issuance, Minn. Statutes 2007 48.151

Examiners, see BANK EXAMINERS

Executive committee, proceedings, record keeping, Minn. Statutes 2007 51A.19

Expense fund, Minn. Statutes 2007 51A.04, 2007 51A.041

Federal associations, powers as, Minn. Statutes 2007 51A.53

Federal home loan banks

Examinations, accepting, Minn. Statutes 2007 51A.44

Membership in, Minn. Statutes 2007 47.18, 2007 47.19, 2007 51A.21

Federal Savings and Loan Insurance Corporation

Examinations, accepting, Minn. Statutes 2007 51A.44

Obligations of, investing in, Minn. Statutes 2007 51A.35

Withdrawals, Minn. Statutes 2007 51A.33

Fees

Consumer loans, Minn. Statutes 2007 47.60, 2007 51A.38

Document changes, Minn. Statutes 2007 46.131

Examinations, Minn. Statutes 2007 46.131, 2007 51A.51

Generally, Minn. Statutes 2007 51A.51

Incorporation fees, Minn. Statutes 2007 51A.03, 2007 51A.51

Investigation fees, Minn. Statutes 2007 46.05, 2007 51A.51

Records requested by government authorities, copying, Minn. Statutes 2007 48.513

Relocation applications, Minn. Statutes 2007 47.101

Fiduciaries

Accounts, rights, Minn. Statutes 2007 51A.28

Acting as, Minn. Statutes 2007 51A.21

Investing in accounts, Minn. Statutes 2007 51A.31

Finance charges, Minn. Statutes 2007 47.59, 2007 51A.386

Financial institutions, savings associations defined as

Deposit and investment of local public funds, Minn. Statutes 2007 118A.01

Electronic Authentication Act, Minn. Statutes 2007 325K.01

Financial organization

Savings and loans associations defined as, Minn. Statutes 2007 345.31

Financial statements, mutual associations, Minn. Statutes 2007 51A.12

Fines

Commerce Department, imposing, Minn. Statutes 2007 45.027

Loan and credit sale contract violations, Minn. Statutes 2007 47.59

Mutual associations, Minn. Statutes 2007 51A.10

Reports, failure to make, Minn. Statutes 2007 47.24

Fiscal agents, Minn. Statutes 2007 51A.21

Foreclosure consultants, exclusion, Minn. Statutes 2007 325N.01

Foreign corporations, engaging in banking, limitations, Minn. Statutes 2007 303.04

Forms, annual reports, Minn. Statutes 2007 51A.44

Garnishments, vacating

Possession by Commerce Department, Minn. Statutes 2007 49.04

Guardians and conservators

Accounts, rights, generally, Minn. Statutes 2007 51A.28, 2007 51A.29

Investing in accounts, Minn. Statutes 2007 51A.31

Minors' accounts, rights, powers, Minn. Statutes 2007 51A.251, 2007 51A.261

Health savings accounts, Minn. Statutes 2007 47.75

Hearings

Applications for certificates of incorporation, Minn. Statutes 2007 51A.03

Orders to discontinue illegal practices, Minn. Statutes 2007 51A.45

Holidays and holiday eves, closing permitted, Minn. Statutes 2007 47.015

Home office, records, maintaining at, Minn. Statutes 2007 51A.19

Illegal practices, order to discontinue, Minn. Statutes 2007 51A.44

Impairment of capital, liquidation, Minn. Statutes 2007 49.04

Incorporation

Capital stock associations, Minn. Statutes 2007 51A.03

Fees, Minn. Statutes 2007 51A.51

Incorporators

Acknowledgments, certificate of incorporation applications, Minn. Statutes 2007 51A.03

Bonds, see Surety bonds under this topic

Chair, Minn. Statutes 2007 51A.04, 2007 51A.041

Expense fund, mutual associations, Minn. Statutes 2007 51A.04

Liability before certificate of incorporation, mutual associations, Minn. Statutes 2007 51A.04

Names, including with notice of intent to organize, Minn. Statutes 2007 47.14

Number, Minn. Statutes 2007 51A.03

Residence, Minn. Statutes 2007 51A.03

Subscriptions to savings accounts, amount, mutual associations, Minn. Statutes 2007 51A.04

Individual retirement accounts, acting as trustees, Minn. Statutes 2007 47.75, 2007 51A.21

Industrial loan and thrift companies, powers as, Minn. Statutes 2007 53.04

Injunctions

Commerce Department, issuing by, Minn. Statutes 2007 45.027

Involuntary liquidation, Minn. Statutes 2007 49.04

Name, unlawful use, preventing, Minn. Statutes 2007 51A.05

Insider agreements, Minn. Statutes 2007 47.10

Insolvency

Assignments prohibited, Minn. Statutes 2007 49.013

Commerce Department, borrowing from FDIC, Minn. Statutes 2007 49.05

Generally, Minn. Statutes 2007 51A.54

Receiving deposits, Minn. Statutes 2007 624.68

Inspection of records, Minn. Statutes 2007 51A.11

Installment loans

Borrower, copies, Minn. Statutes 2007 48.157

Charges, Minn. Statutes 2007 48.153 to 2007 48.155

Default, Minn. Statutes 2007 48.156

Extension, Minn. Statutes 2007 48.154

Generally, Minn. Statutes 2007 48.153

Prepayment, Minn. Statutes 2007 48.154

Security, Minn. Statutes 2007 48.153, 2007 48.155

Insurance premium finance agreements, entering, generally, Minn. Statutes 2007 59A.03

Insurance

Coercion to purchase, Minn. Statutes 2007 51A.15

Escrow, collecting for insurance, Minn. Statutes 2007 51A.38

Premiums, paying to protect loans, Minn. Statutes 2007 51A.38

Savings accounts, Minn. Statutes 2007 51A.21, 2007 51A.23

Interest

Amount paid, capital stock associations, Minn. Statutes 2007 51A.32

Installment loans, Minn. Statutes 2007 48.153

Loans, limitations, Minn. Statutes 2007 48.195

Rates, Minn. Statutes 2007 47.59, 2007 51A.386

Usurious interest, Minn. Statutes 2007 48.196, 2007 334.02, 2007 334.03

Interstate branching, Minn. Statutes 2007 51A.58

Investigations

Commerce Department, Minn. Statutes 2007 45.027, 2007 46.05

Fees, Minn. Statutes 2007 46.05

Investments in

Development corporations, Minn. Statutes 2007 301.84

Generally, Minn. Statutes 2007 51A.31

Workers' compensation commercial self-insurance common claims fund, Minn. Statutes 2007 79A.22

Investments permitted to

Area redevelopment agencies, municipal bonds, Minn. Statutes 2007 469.116

Assets limitations, amount, Minn. Statutes 2007 51A.35

Higher Education Office revenue bonds, Minn. Statutes 2007 136A.178

Loans, generally, Minn. Statutes 2007 51A.37

Municipal gas agency bonds, Minn. Statutes 2007 453A.10

Municipal power agency bonds, Minn. Statutes 2007 453.60

Notes or bonds secured by mortgages, trust deeds, or security interests, Minn. Statutes 2007 47.21

Regional railroad authority bonds, Minn. Statutes 2007 398A.07

Right to avoid loss, Minn. Statutes 2007 51A.41

Rural Finance Authority bonds, Minn. Statutes 2007 41C.10

Securities, Minn. Statutes 2007 51A.35

State university revenue bonds, Minn. Statutes 2007 136F.91

Involuntary liquidation, see Liquidation under this topic

Joint tenancy, Minn. Statutes 2007 51A.262, 2007 51A.27

Judgments, vacating

Possession by Commerce Department, Minn. Statutes 2007 49.04

Lawsuits

Loan and credit sale contract violations, Minn. Statutes 2007 47.59

Power to bring, Minn. Statutes 2007 51A.21

Stay, involuntary liquidation, Minn. Statutes 2007 49.04

Lenders, savings associations defined as

Agricultural resource loan guaranty program, Minn. Statutes 2007 41A.02

Lending institutions, savings associations defined as, Minn. Statutes 2007 41C.02

Levies, possession by Commerce Department, Minn. Statutes 2007 49.04

Liability

Account holders, losses, Minn. Statutes 2007 51A.22

Consolidations, Minn. Statutes 2007 51A.07

Dissolutions, Minn. Statutes 2007 51A.08

Existing corporations, Minn. Statutes 2007 51A.55

Mergers, Minn. Statutes 2007 51A.07

Reorganizations, Minn. Statutes 2007 51A.07

Savings liability, Minn. Statutes 2007 51A.02, 2007 51A.20, 2007 51A.22

Successors in interest, Minn. Statutes 2007 51A.40

Licenses, Minn. Statutes 2007 45.027

Life insurance

Security for loans, Minn. Statutes 2007 51A.37

Stockholder's life, insuring, Minn. Statutes 2007 51A.041

Liquidation

Capital stock, retiring, capital stock associations, Minn. Statutes 2007 51A.041

Certificates, recording, Minn. Statutes 2007 49.05

Completion, Minn. Statutes 2007 49.30, 2007 49.31

Consolidation during, Minn. Statutes 2007 49.06

Creditors, petitions by, completion committee, Minn. Statutes 2007 49.30

Expense fund contributions, repaying, mutual associations, Minn. Statutes 2007 51A.04

Foreclosure, certificates prior to sales, recording, Minn. Statutes 2007 49.05

Generally, Minn. Statutes 2007 49.24

Insolvent associations, generally, Minn. Statutes 2007 51A.54

Involuntary liquidation, Minn. Statutes 2007 49.04

Lawsuits, validation, certificates, Minn. Statutes 2007 49.05

Possession by Commerce Department, Minn. Statutes 2007 49.04, 2007 49.05

Power of attorney, executing, Minn. Statutes 2007 49.05

Procedures, generally, Minn. Statutes 2007 51A.08

Subrogation, Federal Deposit Insurance Corporation, Minn. Statutes 2007 49.05

Voluntary liquidation, winding up, Minn. Statutes 2007 51A.08

Liquidators, Federal Deposit Insurance Corporation, Minn. Statutes 2007 49.05

Loan production offices, Minn. Statutes 2007 51A.05

Loans and extensions of credit, terms, Minn. Statutes 2007 51A.386

Loans by

Borrower limits, Minn. Statutes 2007 51A.37

Consumer loans, Minn. Statutes 2007 47.60, 2007 51A.37, 2007 51A.38

Development corporations, Minn. Statutes 2007 301.78

Education loans, Minn. Statutes 2007 51A.37

Finance charges, Minn. Statutes 2007 47.59, 2007 51A.386

Generally, Minn. Statutes 2007 47.59

Installment loans, see same under this topic

Interest, Minn. Statutes 2007 48.195, 2007 48.196

Manufactured home loans, Minn. Statutes 2007 47.209, 2007 51A.37

Mortgage loans, see MORTGAGES

Payday loans, Minn. Statutes 2007 47.60

Real estate loans, Minn. Statutes 2007 51A.37, 2007 51A.38, 2007 51A.40

Usurious interest, Minn. Statutes 2007 334.02, 2007 334.03

Loans to, Housing Finance Agency, powers, Minn. Statutes 2007 462A.05

Location of office, see Offices under this topic

Losses, right to avoid, Minn. Statutes 2007 51A.41

Mail and mailing

Communications with members or stockholders, Minn. Statutes 2007 51A.11

Notice

Applications for withdrawals, Minn. Statutes 2007 51A.33

Certificate of dissolution, commissioners approval, Minn. Statutes 2007 51A.08

Conversion disapprovals, Minn. Statutes 2007 51A.065

Intent to organize, Minn. Statutes 2007 47.14

Redeeming savings accounts, Minn. Statutes 2007 51A.34

Manufactured home loans

Generally, Minn. Statutes 2007 51A.37

Property taxes, collection, Minn. Statutes 2007 47.209

Manufactured home sales

Finance charges, Minn. Statutes 2007 47.59

License and bonding, exclusion, Minn. Statutes 2007 327B.04, 2007 327B.09

Matching programs, computerized comparison of data, Minn. Statutes 2007 13B.06

Medical savings accounts, Minn. Statutes 2007 47.75

Meetings

Annual meeting, Minn. Statutes 2007 51A.03, 2007 51A.09

Conduct, Minn. Statutes 2007 51A.03

Consolidations, voting on, Minn. Statutes 2007 51A.07

Liquidation, voting on, Minn. Statutes 2007 51A.08

Mergers, voting on, Minn. Statutes 2007 51A.07

Notice, Minn. Statutes 2007 51A.03

Organizational meetings, Minn. Statutes 2007 51A.04, 2007 51A.041

Quorum, mutual associations, Minn. Statutes 2007 51A.09

Record keeping requirements, Minn. Statutes 2007 51A.19

Reorganizations, voting for, Minn. Statutes 2007 51A.07

Special meetings, Minn. Statutes 2007 51A.03, 2007 51A.09

Members

Charges or fees, mutual associations, Minn. Statutes 2007 51A.10

Communication with other members, Minn. Statutes 2007 51A.11

Conversions, approvals, Minn. Statutes 2007 51A.065

Records, mutual associations, Minn. Statutes 2007 51A.19

Voting, Minn. Statutes 2007 51A.09

Mental illness, persons with, accounts, rights, Minn. Statutes 2007 51A.29

Mergers, Minn. Statutes 2007 51A.07, 2007 51A.51

Minors, see Children under this topic

Mondays, closing permitted, Minn. Statutes 2007 47.015

Money orders, selling, Minn. Statutes 2007 51A.21

Money transmitters, license exemption, Minn. Statutes 2007 53B.04

Mortgage loans, see MORTGAGES

Motor vehicle retail installment sales contracts

Finance charges, Minn. Statutes 2007 47.59

Multiparty accounts, see MULTIPARTY ACCOUNTS

Names

Generally, Minn. Statutes 2007 47.11

Notice of intent to organize, including with, Minn. Statutes 2007 47.14

Restrictions, Minn. Statutes 2007 51A.05

Unlawful use, Minn. Statutes 2007 51A.02

Using, Minn. Statutes 2007 47.23

Net worth, determining by commerce commissioner

Capital stock associations, Minn. Statutes 2007 51A.041

Newspapers

Certificate of dissolution approval, notice, Minn. Statutes 2007 51A.08

Certificate of incorporation hearing, notice, Minn. Statutes 2007 51A.03

Financial statements, publication, mutual associations, Minn. Statutes 2007 51A.12

Nonresidents, deceased, accounts, procedures, Minn. Statutes 2007 51A.30

Notice given

Automated teller machines, operating, Minn. Statutes 2007 51A.05

Automatic renewal, time deposits, Minn. Statutes 2007 47.096

Closing temporarily, Minn. Statutes 2007 47.0154

Contracts, services, with other financial institutions, Minn. Statutes 2007 47.78

Conversion plans, meetings, Minn. Statutes 2007 51A.065

Hearings, applications for certificates of incorporation, Minn. Statutes 2007 51A.03

Intent to organize, Minn. Statutes 2007 47.14

Loan production offices, operating, Minn. Statutes 2007 51A.05

Location changes, Minn. Statutes 2007 47.101

Meetings, liquidation, voting on, Minn. Statutes 2007 51A.08

Permanent closing, Minn. Statutes 2007 47.0156

Public funds, collateral, withdrawal, Minn. Statutes 2007 118A.03

Savings accounts, redeeming, Minn. Statutes 2007 51A.34

Stock resales, Minn. Statutes 2007 51A.041

Surety bonds, cancellation, Minn. Statutes 2007 51A.14

Officers

Compensation and salaries, Minn. Statutes 2007 51A.21

Fines, violations of law, Minn. Statutes 2007 46.32

Generally, Minn. Statutes 2007 51A.15

Indemnity, Minn. Statutes 2007 51A.17, 2007 51A.21

Insolvency, duty to report, Minn. Statutes 2007 49.013

Qualifications, capital stock associations, Minn. Statutes 2007 51A.041

Removal, Minn. Statutes 2007 46.26, 2007 51A.45

Service of process on, Minn. Statutes 2007 46.33

Surety bonds, Minn. Statutes 2007 51A.14

Violations and penalties, Minn. Statutes 2007 46.32, 2007 47.26

Offices

Change of location, fee, Minn. Statutes 2007 47.101, 2007 51A.51

Closed during emergencies, Minn. Statutes 2007 47.0151 to 2007 47.0155

Closing, temporary, Minn. Statutes 2007 47.0153

Opening new offices, fee, Minn. Statutes 2007 51A.51

Temporary location, emergencies, Minn. Statutes 2007 47.0152

Official communications from commissioner

Submitting to directors, Minn. Statutes 2007 51A.42

Open end loan accounts, Minn. Statutes 2007 48.185

Orders

Assets, overvalued, procedures, Minn. Statutes 2007 51A.19

Communication with members or stockholders, denial, Minn. Statutes 2007 51A.11

Illegal practices, Minn. Statutes 2007 51A.45

Organizational meetings, extending time, Minn. Statutes 2007 51A.04, 2007 51A.041

Removal from office, directors, officers, trustees, Minn. Statutes 2007 46.26

Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2007 46.24

Organizations, membership in, Minn. Statutes 2007 51A.21

Paid-in surplus, capital stock associations, Minn. Statutes 2007 51A.041

Payroll deductions, allowing, Minn. Statutes 2007 51A.21

Personal representatives

Accounts, rights, Minn. Statutes 2007 51A.28

Investing in accounts, Minn. Statutes 2007 51A.31

Photocopying, records, Minn. Statutes 2007 51A.19

Posting (notices), location changes, Minn. Statutes 2007 47.101

Powers, generally, Minn. Statutes 2007 51A.21

Proxy voting

Fiduciary responsibilities, Minn. Statutes 2007 51A.15

Mergers and consolidations, Minn. Statutes 2007 51A.07

Mutual associations, Minn. Statutes 2007 51A.03, 2007 51A.09

Real estate loans

Generally, Minn. Statutes 2007 51A.38

Investing in, conditions, Minn. Statutes 2007 51A.37

Successors in interest, dealing with, Minn. Statutes 2007 51A.40

Real estate trust funds, depositing in savings associations, Minn. Statutes 2007 51A.23

Real estate, see Real property under this topic

Real property

Appraisal, delinquent loan securities, Minn. Statutes 2007 51A.19

Buying, holding, Minn. Statutes 2007 47.10

Invested in, amount, Minn. Statutes 2007 51A.19

Licensure, exemptions, Minn. Statutes 2007 82.23

Loans, Minn. Statutes 2007 51A.37, 2007 51A.38, 2007 51A.40

Powers concerning, Minn. Statutes 2007 51A.21

Receivers and receivership

Appointment, procedure, Minn. Statutes 2007 51A.46, 2007 51A.47

Records and record keeping

Access to data, Minn. Statutes 2007 13A.01 to 2007 13A.04, 2007 51A.11

Electronic maintenance and storage, Minn. Statutes 2007 46.04

Escrows, real estate loans, Minn. Statutes 2007 51A.38

Fees for copying, Minn. Statutes 2007 48.513

Medical savings accounts, Minn. Statutes 2007 47.75

Membership records, mutual associations, Minn. Statutes 2007 51A.19

Optical image storage systems, Minn. Statutes 2007 46.04

Requirements, generally, Minn. Statutes 2007 51A.19

Reorganizations, procedures, Minn. Statutes 2007 51A.07

Reports given

Annual written reports, Minn. Statutes 2007 51A.44

Conversions, Minn. Statutes 2007 51A.065

Insolvency, Minn. Statutes 2007 49.013

Liquidation, final report, Minn. Statutes 2007 51A.08

Shareholder changes, capital stock associations, Minn. Statutes 2007 51A.19

Transactions, regulated, Minn. Statutes 2007 45.027

Reserves

Amount required, Minn. Statutes 2007 51A.361

Requirements, generally, Minn. Statutes 2007 51A.20

Residential mortgage originator and servicer licenses

Exemptions, Minn. Statutes 2007 58.04, 2007 58.05

Reverse mortgages, see under MORTGAGES

Safe deposit boxes, renting, Minn. Statutes 2007 51A.21, 2007 55.06

Saturdays, closing permitted, Minn. Statutes 2007 47.015

Savings accounts, see under BANK ACCOUNTS

Savings Association Act

Application, Minn. Statutes 2007 51A.55

Citation, Minn. Statutes 2007 51A.01

Federal associations, application to, Minn. Statutes 2007 51A.50

Generally, Minn. Statutes 2007 51A.01 to 2007 51A.58

Inconsistent provisions, other law, Minn. Statutes 2007 51A.56

Losses, right to avoid, Minn. Statutes 2007 51A.41

Separability, Minn. Statutes 2007 51A.57

Savings liability

Calculation, Minn. Statutes 2007 51A.22

Reserve accounts, percentage, Minn. Statutes 2007 51A.20

Seals, adopting, Minn. Statutes 2007 51A.21

Secretary, filing with, proxies, Minn. Statutes 2007 51A.09

Security, inapplicable laws, Minn. Statutes 2007 47.21

Service charges, deposit accounts, Minn. Statutes 2007 51A.21

Service of process on, procedure, Commerce Department, Minn. Statutes 2007 45.028

Services, contracts with other financial institutions, Minn. Statutes 2007 47.78

Shareholders, see Stockholders under this topic

Signatures, recording, mutual associations, Minn. Statutes 2007 51A.19

Stock

Capital stock associations, Minn. Statutes 2007 51A.041

Conversions to mutual associations, Minn. Statutes 2007 51A.065

Stockholders

Acknowledgments, ability to take, Minn. Statutes 2007 51A.52

Communication with other stockholders, Minn. Statutes 2007 51A.11

Conversions, approvals, Minn. Statutes 2007 51A.065

Generally, Minn. Statutes 2007 51A.19

Meetings, notice, Minn. Statutes 2007 47.25

Subpoenas, records, access by government authorities, Minn. Statutes 2007 13A.02, 2007 13A.04

Subsidiaries

Defined as financial institutions, Minn. Statutes 2007 58.02

Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2007 58.04, 2007 58.05

Supervision by Commerce Department

Generally, Minn. Statutes 2007 46.05, 2007 51A.43

Supervisor of savings associations, appointment, Minn. Statutes 2007 51A.42

Surety bonds

Amount, Minn. Statutes 2007 51A.04, 2007 51A.041, 2007 51A.14

Characteristics, generally, Minn. Statutes 2007 45.0291

Collection agents hired by savings associations, Minn. Statutes 2007 51A.14

Delivery to commerce commissioner, Minn. Statutes 2007 51A.04, 2007 51A.041

Procedures, Minn. Statutes 2007 51A.04, 2007 51A.041, 2007 51A.14

Relicensure, conditions for, Minn. Statutes 2007 45.027

Surplus

Fund, amount, Minn. Statutes 2007 51A.20

Paid-in surplus, Minn. Statutes 2007 51A.041

Suspension, preferred deposits, Minn. Statutes 2007 49.24

Taxes, exemptions, deceased nonresident accounts, Minn. Statutes 2007 51A.30

Transfer agents, employing, capital stock associations, Minn. Statutes 2007 51A.19

Transfers of money or property, insolvency, Minn. Statutes 2007 49.013

Travelers' checks, see under CHECKS

Treasury tax and loan accounts, maintaining, Minn. Statutes 2007 51A.21

Trustees

Accounts, rights, Minn. Statutes 2007 51A.28

Acting as, Minn. Statutes 2007 47.75, 2007 51A.21

Fines, violations of law, Minn. Statutes 2007 46.32

Investing in accounts, Minn. Statutes 2007 51A.31

Removal by commissioner, Minn. Statutes 2007 46.26

Service of process on, Minn. Statutes 2007 46.33

Sworn testimony, including with notice of intent to organize, Minn. Statutes 2007 47.14

Valuation of property, delinquent loan security, Minn. Statutes 2007 51A.19

Viatical settlement providers, exclusion, Minn. Statutes 2007 60A.961

Violations and penalties

Conservator, appointment, Minn. Statutes 2007 51A.45

Consumer small loan regulations, Minn. Statutes 2007 47.60

Credit sale contract violations, Minn. Statutes 2007 47.59

Directors, trustees, officers, Minn. Statutes 2007 46.26, 2007 51A.15

Disobeying laws, generally, Minn. Statutes 2007 46.24

Generally, Minn. Statutes 2007 45.027

Insolvent institutions, receiving deposits, Minn. Statutes 2007 624.68

Loan finance charge violations, Minn. Statutes 2007 47.59

Mortgage violations, foreign corporations, certificates of authority, Minn. Statutes 2007 303.17

Names, unlawful use, Minn. Statutes 2007 51A.05

Orders, disobeying, Minn. Statutes 2007 46.06, 2007 46.32

Unsafe practices, Minn. Statutes 2007 46.24

Usurious interest, Minn. Statutes 2007 48.196

Voting

Proxy voting, mutual associations, Minn. Statutes 2007 51A.09

Right to vote by members, Minn. Statutes 2007 51A.041, 2007 51A.09

Waivers, location, laws governing, Minn. Statutes 2007 47.0152

Wholly owned subsidiary corporations, owning, Minn. Statutes 2007 51A.21

Winding up, voluntary liquidation, Minn. Statutes 2007 51A.08

700 State Office Building, 100 Rev. Dr. Martin Luther King Jr. Blvd., St. Paul, MN 55155 ♦ Phone: (651) 296-2868 ♦ TTY: 1-800-627-3529 ♦ Fax: (651) 296-0569